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Instead of a budget, I gave myself an allowance in my 30s, and it makes saving money infinitely less stressful

1 month ago   |   By Business Insider

Insider's experts choose the best products and services to help make smart decisions with your money. In some cases, we receive a commission from our partners , however, our opinions are our own. Terms apply to offers listed on this page. The author, Jen Glantz. Gaby Deimeke
I used to meticulously track my monthly spending across a variety of categories.
The reality, though, is that my income and spending fluctuate in ways that made my budget stressful.
Now I think about how much I'm spending overall each week instead of worrying about the specifics.
At the start of the pandemic, I decided...
Read more ...

 

Today's Mortgage and Refinance Rates: February 4, 2023 | Rates Plummet

1 month ago   |   By Business Insider

Insider's experts choose the best products and services to help make smart decisions with your money. In some cases, we receive a commission from our partners , however, our opinions are our own. Terms apply to offers listed on this page. Average 30-year fixed mortgage rates started the week hovering just below 6%, but they've since dropped around 20 basis points. Rates are currently the lowest they've been since September. As rates drop, home shoppers will see their buying power increase - a much-needed boost considering the median home price is now at $467,700. Today's Mortgage Rates...
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